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The Home Buying Process

posted by: Kendra Todd in Uncategorized

Step 1 – Is now the right time?
•How long are you planning on living in your next home?
•Consider the benefits/drawbacks to owning a home.

Step 2 – Get preapproved for a mortgage
•How much can you afford?
•What are the different loan programs available? (FHA, VA, Conv)
•Make sure your credit is in good shape.

Step 3 – Find your dream home
•What kind of home do you want? (Detached, Attached, etc.)
•How many bedrooms and bathrooms?
•Are school districts important?

Step 4 – The escrow process
•The home inspection
•Reviewing disclosures
•Ordering the appraisal
•Securing financing

Step 5 – Closing
•The final walk through
•Schedule the move
•Changing over utilities

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